Special Financing Incentive! Qualified buyers may be eligible for an exclusive rate buy-down through Team Evans at Cross Country Mortgage, potentially reducing your monthly payment and increasing affordability. Contact listing agent for details—subject to lender approval and buyer qualification. Prime San Carlos Location, this home is surrounded by top-rated schools and everyday conveniences—grocery stores, pharmacies, hardware stores, the San Carlos Library, and Recreation Center. Outdoor lovers will enjoy being near Lake Murray, Cowles Mountain, and Mission Trails Regional Park. Spacious 5-Bedroom, 3-Bath Layout. This flexible floor plan includes five bedrooms and three full baths. A main-level bedroom with patio access and a full bath is ideal for guests or multi-gen living. The living room features high ceilings and a cozy gas fireplace, while the updated kitchen is the home's central hub. Relaxing Master Suite opens to a private deck with peaceful views and indoor-outdoor flow. Enjoy a spa-like bathroom with a rainfall shower & closet with built-in organizers. Outdoor Living at Its Best! The backyard is perfect for entertaining with a beautiful deck, stairs, and mature fruit trees. The fenced & inviting front, side, & rear yards offer both charm and function. Safe & Family-Friendly. Fully fenced front and back yards provide privacy and peace of mind for children and pets, in a neighborhood known for its strong sense of community. Modern Garage & Parking includes custom cabinetry, epoxy flooring, and a Tesla charger. Driveway fits two more cars comfortably.