Experience luxury living in this stunning, turn-key 5-bedroom, 5.5-bathroom home located in the highly desirable Montecito at Otay Ranch neighborhood. Boasting over 4,100 sq. ft., this residence is ideal for entertaining and comfortably accommodates large or extended families. The main floor features two bedrooms, including a granny flat with its own kitchenette and private entrance. The expansive primary suite offers a luxurious bathroom with a custom oversized shower, a soaking tub, and two spacious closets. Upstairs, each generously sized bedroom has its own en-suite bathroom and a cozy loft area. The backyard is designed for relaxation and entertainment with new custom low-maintenance landscaping, custom pavers, and a welcoming patio cover. Additional highlights include a large laundry room upstairs, epoxy flooring in the garage with custom storage cabinets, and a park directly across the street. Enjoy low HOA fees that provide access to community amenities such as pools, parks, walking trails, a gym, and a clubhouse. This home is also within walking distance of two elementary schools.