Incredible opportunity to purchase a 5BR house with an oversized 1/2 acre plus lot, with an assumable VA loan at 2.25%- A portion of the Mello Roos will expire within 2 years, which will decrease the monthly bill to roughly $150 per month. Full bedroom and bath in addition to an office on first floor- Formal dining room accompanied by a wine bar and soaring cathedral ceilings with ample natural light- Updated flooring throughout- Central A/C- Elegant yet functional kitchen with updated stainless steel appliances, counters with breakfast bar, offering abundant storage with newer cabinets and walk-in pantry- Kitchen opens up into the spacious great room with a dinette table area and family room with a gas fireplace- Great room flows outside via dual sliding glass doors- Back patio has stamped concrete and a lattice cover, built in Barbecue and a lava rock fire pit- Take advantage of one of Otay Ranch's largest backyards, Great potential for a pool or ADU, of course with approval from City of Chula Vista. Second floor boasts floor to ceiling library shelving, large laundry room and 4 bedrooms- Spacious Primary bedroom includes a huge walk-in closet, bathroom with large soaking tub, and separate shower with dual vanities- Oversized 2 car garage includes an air conditioned room perfect for a workshop, gym or office- Prime location, close to grocery store and community pool, schools, shopping and restaurants. Beaches and all of the amenities of downtown San Diego a 20-30 min drive away.